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Pay how you like

Enjoy the flexibility to get what you want and pay over time.


4 interest-free payments

Pay in 4 with Klarna through our app, with integrated brands, or anywhere Visa is accepted.


No credit impact

Our instant approval process has zero impact on your credit score.


What is Klarna?

Founded by three Swedish entrepreneurs from the Sweden School of Economics in 2005, they have built one of the countries largest fintech companies with over 4000 employees. They offer customers a simple and easy solution to Buy Now Pay Later payment services. Despite beginning their journey in Sweden, Klarna is now available in 17 locations throughout the globe including the US, Australia and the United Kingdom, and is said to have over 90 million active customers and 250k merchants. In Australia, Klarna works by splitting the cost into four interest-free payments (one every two weeks).

Klarna is one of the world's leading BNPL (Buy Now Pay Later) providers, and is now available in Australia. Klarna provides a payment service that gives Australian shoppers the ability to Pay over time in 4 simple interest-free instalments.

You shop, you choose how to pay.

4 interest-free installments

Split your purchase into 4 payments so you can spread the cost of your purchase over time. Enter the credit or debit card of your choice for automatic payments every two weeks. No interest or added fees when you pay on time!

Pay later in 30 days

With Pay later in 30 days, you’ll get a free payment delay that allows you to try before you buy. Pay for your purchase up to 30 days after it’s been shipped. No upfront payment, no interest, and no fees when you pay on time.

Making payments

Review your latest purchases and pay any open balances by logging into your Klarna account at https://app.klarna.com/login. You can also chat with Klarna Customer Service 24/7 in the Klarna App.

Safe and secure

Klarna uses the latest safeguards and security to protect your information and prevent unauthorized purchases. You have zero fraud liability with Klarna’s Buyer Protection policy.

Frequently Asked Question Related To Klarna

There Are Some Questions That Are Regularly Asked By Users. All The Questions and Their Answers You Can Find Below Which Are As Follows: -

Klarna offers a 'Buy Now, Pay Later' service, allowing you to make purchases and pay for them in installments. Simply select Klarna at checkout, provide some information, and enjoy your purchase while spreading the payments over time.
Klarna provides flexibility, convenience, and financial control. You can split payments into manageable installments, enjoy interest-free periods, and experience a seamless checkout process with Klarna's quick approval and minimal information required.
Klarna offers interest-free installments, but late fees may apply if you miss a payment. It's important to review the terms and conditions for each purchase to understand the specific payment terms and potential fees.
Klarna is accepted by numerous online retailers across various industries in Australia. Look for the Klarna logo or payment option at the checkout page of participating merchants.
You can easily manage your Klarna account through their app or website. Track your payments, view upcoming due dates, make additional payments, or update your payment method - all from the convenience of your device.
If you need to return an item, follow the merchant's return policy. Once the return is processed, Klarna will update your payment schedule accordingly and issue a refund if applicable.
Klarna takes security seriously and employs robust measures to protect your personal and financial information. They utilize encryption, secure payment gateways, and comply with industry standards to ensure your transactions are secure.