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Douugh pay
You can now checkout using Douugh Pay on Furnitureoffers. Choose to pay now or pay later and earn instant 10% Stockback™. Douugh Pay is a revolutionary new way to help you save and invest to build long-term wealth as you spend.
What is Douugh Pay?
Douugh Pay is a payment service through select merchants that offers Stockback™ rewards on each purchase. You can use your own money to pay upfront via your connected debit card, or pay later via a Spot loan.
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Frequently Asked Questions By Users
There Are Some Questions That Are Regularly Asked By Users. All The Questions and Their Answers You Can Find Below Which Are As Follows:
HOW IT WORKS?
When checking out your cart, select Douugh as your payment method. Scanning the QR code will take you to the Douugh App. If it’s your first time using Douugh, you’ll be asked to register the Mastercard or Visa you want to pay with. Once you choose to ‘Pay now or Pay later’ and confirm, your purchase will be final and you’ll see your Stockback™ earned in the Douugh App.
WHAT ARE THE FEES?
With ‘Pay now’, there's no charge. But if you opt for ‘Pay later’, Douugh applies an upfront processing fee of $12.99.
HOW LONG DO I HAVE TO REPAY MY SPOT LOAN?
With choosing to ‘Pay later’ with Spot, you will have 28 days to repay your loan over 4x weekly installments. The first repayment will be due 7 days from the date of purchase.
WHAT IS THE RETURN POLICY?
To initiate a return, adhere to the merchant's return policy. After the return is completed, Douugh will adjust your payment schedule accordingly and issue a refund if eligible. Please note that the refund won't include any earned stockback amount.
HOW DOES STOCKBACK WORK WITH DOUUGH PAY?
Stockback™ is Douugh’s game-changing rewards program, designed to help create positive money habits by investing and building your wealth as you spend. The amount of Stockback™ earned is set by each merchant and will differ, so be sure to check how much you will earn at checkout.
Rewards are paid into your chosen managed investment portfolio every time you accumulate $10 in Stockback™. Douugh’s investment portfolios are managed by BlackRock and fully diversified, so you don't have all your eggs in one basket!
Some other things to know
● Stockback™ is paid on settled qualifying transactions only.
● When the Stockback™ rewards balance reaches $10, it is automatically invested the next business day (US time).
● If you have not chosen a managed portfolio then your Stockback™ balance will continue to accumulate and not be invested.
● For Stockback™ to be invested, you must select a portfolio.
● Stockback™ cannot be withdrawn as cash (unless it is first invested, then that investment is sold and the funds are withdrawn).
While we have done our best to detail how Stockback™ works and provide a clear example in this guide, as with all financial products, terms apply. You can find these terms here: Stockback™ terms